Financial Fire

Critical Illness: Medical Insurance The Only Remedy By Darlene Kaitlin
The popularity of medical insurance in the UK can easily be understood. After all, it is a service, which can prove its productivity in as difficult a time as when one is suffering from a critical illness. (more)

Sallie Sues
Portfolio.com: Sallie Mae, the biggest provider of student loans in the nation, has sued the group of buyers that had agreed to buy the company for $25 billion. Since that April agreement, however, the buyout group, which includes the private equity firm J.C. Flowers & Co., Bank of America, and J.P. Morgan Chase, . (more)

Scams In Stock Investing By
The wide popularity of stock investing has also attracted scammers, who are well armored with their frauds and ready to take your cash away. Thus, you have to be well aware of their fraudulent actions and take the necessary actions not to become their victim.The Internet has given scammers an additional field for action. They have managed to design such schemes that make you think that you are being part of a legal insider deal that will bring you a lot of money. However. (more)

Critical Illness Insurance Explained By
When you are young fit and healthy, it is hard to plan for the day when that mightn’t be the case but critical illness insurance is something that we all need to make provision for. Providing financial peace of mind for your family by taking out critical sickness insurance, for a mere few dollars each week should something happen to you, does not to seem as important to most of us as having that extra, luxury cup of coffee every day during lunch. (more)

newsobserver.com | Duke boosts financial aid but says loans still have a role
News & Observer | Published: Dec 08 2007 02:37 PM Modified: Dec 08 2007 02:38 PM Duke boosts financial aid but says loans still have a role DURHAM N.C. - Duke University on Saturday became the latest elite college to announce a major boost in financial aid. (more)

Saving More Money: 25 Cheap Tricks with 1 Ordinary Product By Sweet Violet
There is more than one versatile product lurking in your cupboards, just waiting for you to discover its many uses! Last time it was white vinegar, this time the household magic comes from plain old baking soda! Here are 25 beneficial things you can do with this cheap and plentiful household staple! (more)

Personal Loans for Non Homeowner: Arranging Cash for People without Collateral
There are certain situations in life which can not be handled aptly with your normal wage. These situations can be necessity or fascination oriented. You then need extra cash with the amount fulfillin. (more)

Oh dear
Went to th dentist today for a second opinion and of course I was right my dentist screwed up my tooth. Firts the crown was not fully on and the cement that was used was getting into my tooth. $200 later and I am PO’d. Now it is going to cost me an additional $850 with the new dentist to. (more)

Balance Transfers Plus A Savings Account Equals Easy Cash By Michael D. Strauss
The practice of shifting debt from one credit card to a further to take advantage of 0% balance transfer deals isn’t as popular as it once was, but a related activity is still alive and well. Find out how balance transfers could actually make you money for nothing. (more)

Information on No Teletrack loans for needs
No Teletrack Payday Loans meant for timely unexpected needs i.e. when you need money in a scurry. Well, getting the loan fast and with convenience is one of the key features that highlights of popula. (more)

Avoid Credit Card Processing and Business Cash Advance Mistakes By
By avoiding key credit card processing and business cash advance mistakes, business owners will eliminate critical business finance problems and obtain better working capital management terms. All of the key mistakes can be avoided with a reasonable amount of preparation and effort. (more)

Holiday Home Insurance One Of The Decisions Associated With Buying A Holiday Home By
Buying a holiday home has never been easier. Today, you can hop on the Internet and find the home of your dreams without even leaving the comfort of your living room. Even better still, you can then use a search and compare website on the Internet to find you the best possible deal for a second home mortgage. There’sn’thing to it with very little time and effort to put in unless you wish to. However, you need to make a few decisions that are associated with buying a holiday. (more)

The Benefits Of Pooled Investment In Shares And The Forex By
One of the simplest, most effective, and currently most popular methods of buying stock is the Monthly Investment Plan.The Plan now has more than 93,000 accounts in force, and new ones are being written at the rate of about 180 a day.Another 111,734 Plans begun in the same period have been completed or terminated. Altogether, MIP investors have bought some 3,674,000 shares of various stocks, with a market value at time of purchase of over $154 million.The Plan operate. Forex/336010″ title=”The Benefits Of Pooled Investment In Shares And The Forex By”>(more)

Does Your Insurance Company Want You By Arthor Pens
Is it better to be loyal to your auto insurance company or yourself? Does it pay to stay with the same company for a long time or not? (more)

Stern Flying High On Sirius Satellite Radio
Howard Stern finds himself listening to something different these days: “The Howard Stern Show” on satellite radio. (more)

New portal to help Citibank double its online deals
.to 40% in the next 12 months with the launch of its CitiRewards portal, said business director (cards/personal loans) Vipin Agrawal. (more)

10325
Splaza Inhigh-priced Laptops Auto Insurance Quote Rate Instant Life Term Safeinsurancesecrets Com Cubans Can Buy Personal Auto Car Insurance Payday Cash. (more)

Visalia Chiropractor
Explorer Insurance Bad Credit Mortgage Loans Low Interest Ratse Husbands Aspergers Visalia Chiropractor (more)

How To Get A Mortgage Step-By-Step By Marc Roman
It is not that difficult to buy a home and get a mortgage if you just take the right steps. This step by step guide takes you down the path to homeownership with as little trauma as possible. (more)

A Yawning Gap From Awake To Z Wake Up, America!
The presents are wrapped. The kids are wound up. The decorations are everywhere. And you are wiped out. (more)

Imbibers Add It All Up, and Gulp
Some people are surprised to find that the money they spend on alcohol can add up to tens of thousands in lost retirement savings. (more)

Online Stock Trading Links By Soli Katir
There are more than one hundred links per page covering every conceivable aspect of online stock trading. Because more risk is involved in online futures trading than stock trading, you must judge for yourself whether or not it is worth the added risk of trading commodity futures online. (more)

Urban Survival

Daily news and financial headlines from a guy with alternative views from Texas.

Saved By: trigby | View Details | Give Thanks

Tags: blog, finance, kooky, news

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How to Get Low Cost Individual Health Insurance By Brian Stevens
Millions of Americans dont have health insurance, many because they’re unemployed or their employer doesnt offer health insurance. If you dont have health insurance, you need to look for a low cost individual health insurance policy to protect yourself from possible financial disaster. This article shows you how to find one. (more)

Forex Education - Learning Forex Trading the Right Way to Win By kelly Price
Anyone can hear to trade forex and anyone can get the right education but the fact is most people fail at forex trading and 95% wipe themselves out. This is mainly due to believing myths and not having the right mindset. Here we’ll give you some tips on getting the right forex education to win. Forex-Education—Learning-Forex-Trading-the-Right-Way-to-Win/340930″>(more)

Time Warner profit falls but Harry Potter helps company
Time Warner on Wednesday reported a 53% decline in net earnings for the third quarter from the same period a year ago, when results .

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Retailers Full Of Hope For Bustling Season Of Selling
Wal-Mart Supercenter manager Charles Moore pulled out the heavy artillery to lure customers to his Gunn Highway store on Friday. (more)

Forex Brokers - The Perfect Service for Novice Traders By kelly Price
If you are considering trading with a forex broker, here is news of a service that’s great for seeing if you have what it takes and is much more realistic than a demo account. If you’re interested in trading and worried about the risk, then these accounts look a great way to get started. Forex-Brokers—The-Perfect-Service-for-Novice-Traders/357567″ title=”Forex Brokers - The Perfect Service for Novice Traders By kelly Price”>(more)

Loan Sharks Make sure you dont sleep with the fishes! By Andy Adams
Loan sharks are the scourge of the cash seas, don’t give in to their tempting offers. People who have taken them up on their offers have regretted it, this article will let you in on what alternatives there are to the loan sharks (more)

Private Tax Collection Benefits Public By Wendy Mitchell
The IRS has started to partner with the private sector to recover delinquent earnings taxes. (more)

Homeowners Insurance in Louisiana - How to Get the Best Rate By Brian Stevens
As thousands of homeowners in New Orleans found after Katrina hit, you can lose everything you own if you do not have homeowners insurance. This article explains how to get homeowners insurance in Louisiana at the best rate possible. (more)

Results of auctions for loans of 11 Indian states (Reuters via Yahoo! Malaysia News)
MUMBAI, Dec 18 - Eleven Indian states on Tuesday sold 10-year loans amounting to 29.63 billion rupees, the central bank said in a statement. (more)

Switched my ISP
I’ve been sad with my internet service for awhile. I never really cared for it in the first place because of the way it was set up. It’d the basic software of AOL that was altered into something else. Plus I did not have POP email on it. Fortunately someone on this site helped. (more)

Why Is Travel Insurance Important? By Cary Clack
Buying travel insurance is important for three major reasons. First, travel insurance protects you from losing your financial investment in buying a trip overseas, if for any reason an emergency forces you to cancel it. Second, travel insurance lets you to pay for either treatment within your destination country, or even to pay for your exit from your destination if a serious illness, injury, or death to someone in your party occurs, while you are traveling and you need to return home. (more)

Kinetic Concepts (KCI) "Trading Transparency"

Greetings Friends! Thanks so much for stopping by and visiting my blog, Stock Picks Bob’s Advice! As always, please remember that I am an amateur investor, so please remember to consult with your professional investment advisers prior to making any investment decisions based on information on this web site.

A few moments ago I sold my 140 shares of Kinetic Concepts (KCI) at $53.21. Because of a ‘trade’ in my account, these shares are carried with a purchase dat of 10/23/07 and a cost basis of $58.05. Thus, with the stock trading at $53.21, this represented a loss of $(4.84) or (8.3)% since the recorded purchase. The 8% level is my loss limit for stocks after an initial purchase.

With the stock declining to this level, I sold my shares–all of them–and shall ’sit on my hands’ with the proceeds. I use these sales on ‘bad news’ as a signal to be cautious in my own portfolio. I shall be waiting for one of my other positions to hit a sale point on a gain to give me the ‘green light’ to make an addition to my portfolio.

What caused this drop? Over the short-term, there was a Barron’s article this weekend about whether KCI’s patents would hold up and whether thus their ‘moat’ would be safe.

However the latest quarter result was solid. The company beat expectations on earnings and revenue. They also went ahead and raised guidance. A glance at the Morningstar.com "5-Yr Restated" financials looks perfect. And the ‘point & figure’ chart on KCI from StockCharts.com shows that while the stock is under recent pressure, the price movements have been quite wide in this stock and it still appears to be above support levels.

However, since I am selling my own shares, I need to reduce my rating on this stock even though the story, except for the recent questions about patents, really appears intact.

KINETIC CONCEPTS (KCI) IS RATED A HOLD

Thanks so much for stopping by and visiting! If you have any comments or questions, please feel free to leave them on the blog or email me at bobsadviceforstocks@lycos.com.

Bob

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Self Certification Loans: Helping To Pay For Education By
Did you know that one of the best ways you can create a secure future for yourself is through furthering your educational credentials? And self certification loans can be the perfect answer for anyone looking to pay for education, even if they’re non traditional students. Beyond a shadow of a doubt, self certification loans are thoughtl for persons in the following positions:The Self Employed IndividualAre you a man or woman who works for him- or herself and wants to . (more)

Auto parts makers seek loans from Ontario, Canadian governments
TORONTO — Canada’s auto parts makers are calling for a $400 million emergency cash injection from the federal and Ontario governments. The Automotive Parts Manufacturers’. (more)