Financial Fire

FOMC to lower key rate by 0.5%
it’s a sirious step. it means that the have a strong reason to do it. (more)

online finance reveals Its New Loans Portal
Over the past few years more and more US citizens have discovert to depend on different kind of loans in order to purchase the things they need. The new (http://loans.online-finance.net) loans portal from Online Finance aims to help the users get the information they need to find the suitable loan for them. (more)

Southwest Bancorp Results: Portfolio Loans Increase 21% Since Year End - CNNMoney.com

Earthtimes

Southwest Bancorp Results: Portfolio Loans Increase 21% Since Year End CNNMoney.com - 2 hours ago Rick Green, President and Chief Executive Officer, stated, "Our portfolio loans grew $330.5 million, or 21%, since year end, mainly as a result of the . West Bancorporation, Inc. Announces Quarterly Cash Dividend and . CNNMoney.com Wells Financial Corp. Announces Third Quarter Results and Cash . CNNMoney.com Cornerstone Bancshares, Inc. Announces 3rd Quarter 2007 Financial . CNNMoney.com CNNMoney.com - CNNMoney.com all 242 news articles

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Dell Profit Grows 27% In Quarter
Dell Inc. said earnings grew 27 percent in the third quarter, buoyed by growth in overseas markets such as Brazil and by prices falling for memory chips and other components. (more)

Year End Tax Tips For Home Businesses By
Someone recently asked me what they could do now to make tax time easier for this upcoming tax season.The best thing you can do is to think about taxes before then year ends. Most people wait until the tax filing deadline before they ask how they can reduce their earnings taxes. Unfortunately, once 2007 ends, there is very little you can do to minimize your taxes for 2007.To start your tax planning, you should review your income, deductions and withholdings before the ye. (more)

Bad Credit Personal Loans: Help Make Your Credit Good By Turk Malloy
Bad credit personal loans are financial provisions. These provisions are preciseally schemed out for individuals having bad credit history. There are many lenders available online and offline, though online processing is preferred. (more)

Where to Get Affordable Wisconsin Health Insurance Quotes By Brian Stevens
Health insurance rates in Wisconsin have increased dramatically during that past few years, but you can still find affordable Wisconsin health insurance if you know where to look. This article shows you where. (more)

France- The Safest Place In The World To Buy Property
It has recently been announced that 30,000 homes are due to be torn down in Spain this year as they have been classed as illegal developments with insufficient or wrong documentation or simply wit. (more)

How to Become a Successful Investor By Alex Shmatov
Expected performance of a stock depends on quality of the company, market evaluation of its stock, and macroeconomic environment. Also general market conditions and news are significant contributing factors in stocks performance. That’s why a good investing decision should be based on a multi-dimensional consideration of many criteria. One of the optimal solutions is to use fundamental, technical, and timing analyses together. (more)

Personal Home Improvement Loans: Enhance Your Living Space By Johns Tiel
Through personal home improvement loans, the borrowers can take up money for improving their homes. Money is available in the secured as well as the unsecured form. Bad credit borrowers can also take up these loans easily. (more)

Consolidation of Pay Day Loans
Does your company consolidate payday loans? consolidationcare.com/settlement/about42480.html”>(more)

Immucor (BLUD) "Trading Transparency"

Hiya Friends! Thanks so much for stopping by and visiting my blog, Stock Picks Bob’s Advice! As always, please remember that I’m an amateur investor, so please remember to consult with your professional investment advisers prior to making any investment decisions based on information on this website.

A few moments ago my Immucor (BLUD) stock hit a sale point at an (8)% loss. I sold 154 shares at $34.90. These shares were purchased only a couple of weeks ago, on October 4, 2007, at a cost basis of $38.02. Thus, I had a loss of $(3.12)/share or (8.2)% since purchase.

Since this was a sale on "bad news", meaning a loss, I shall not be reinvesting the proceeds, but instead moving this towards cash (and actually paying down the margin a bit). I shall be waiting for a sale on "good news" to be adding a replacement to my portfolio. I am now down to 14 positions, under my maximum of 20 and well above my minimum of 5 positions.

Hopefully, this system of ‘listening to my own holdings’ and moving towards cash makes sense at this time. As my stocks drop in price, I feel as if I am really the amateur investor that I talk about non-stop. But I am happy that I have some sort of disciplined approach to deal with all of this. I know that in the past I would have been over-reacting with each swing of the market. Time will tell how successful I am in this strategy; wish me luck.

With this sale of my own position of Immucor, I shall be reducing the rating on the stock:

IMMUCOR (BLUD) IS RATED A HOLD

I’m as guilty as the analyst who writes hold and means sell. I do this because my sale is not based on anything basicly wrong with the stock. It is simply that my timing was not good. Thus, if you don’t have a loss in the stock, I indeed would otherwise be recommending a "hold".

If you have any comments or questions, please feel free to leave them on the blog or email me at bobshelpforstocks@lycos.com.

Bob

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Oil prices hit closing record: $98.18
Oil futures resumed their march toward $100 a barrel Friday, rising to a record close in light holiday trading on concerns about .

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Yield-Hungry Bond Investors Take A Chance
If you’re a bond investor hankering for higher yields, here’s a radical suggestion: Try stocks. (more)

COOL Decorating Idea.
How’s this for frugal?

http://homokaasu.org/rasterbator/gallery/i/10229.jpg

If you click on the link above you will see a print out on the floor, of a baby. It is a bunch of sheets of paper put together to put together a big poster actually.

At the party yesterday we saw one of those. So cool. So this morning I played around with it. I came up with a picture for each of my Monkeys. I just happened to have 2 framed posters sitting in the closet. Just poster-sized, cheap black frames. So I uploaded my recent favorite Christmas picture of LM and printed it out. It came out really good.

BM and I chose a picture for his room.

They are framed; I haven’t put it up yet. If you can live with the white lines, it wasn’t that hard. I wasn’t going to bother slicing the pages down to chop the borders, though we do have a paper cutter. I figure that would just be too complicated for me. I don’t do good with putting things together. But this was rather simple and fun.

Anyway, I did not figure it out yet but it looks like you can do the same for top quality prints. It is just free on their web site. Look at some of these!

http://homokaasu.org/rasterbator/gallery/i/10668.jpg

We have to fix up LM’s room and I saw that one. Is giving me IDEAS. (Oh yes I know that one would be tough to implement. But looks more fun than painting anyway. )

http://homokaasu.org/rasterbator/gallery/i/8884.jpg

http://homokaasu.org/rasterbator/gallery/i/10311.jpg

Well here is the website to give it a whirl:

http://homokaasu.org/rasterbator/

I can just see my house being covered in art in no time. LOL. But I was also thinking it might be a nice gift to put together one of my dad’s photos on one of his walls some day. Sneak over there and put it up as a giant poster or something.

So much you can do.

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Applying for a Loan?–Start by Ordering Your Credit Report
I have to tell you, I wish that someday I’d enough money to never apply for a loan again. I know, I’m dreaming. Applying for a loan is certainly something we have all done and will do repeatedly . (more)

Looking At Car Insurance Quotes By
The task of obtaining car insurance quotes can be an arduous one. However, the problem of deciding which insurance provider to approach and how to ensure that you’ve found the best deal could easily be resolved by using a specialist car insurance broker when searching for quotes. You only have to give your details the once and the broker, who is independent and has access to the market place, can then supply you with the car insurance quotes as required.Once you have th. (more)

Gordon takes pole on day’s last run , loan
Jeff Gordon made a durable feeling on the NASCAR Nextel Cup serial battlefield Friday at Wolverine State external Speedway. , loan melkotyp Gordon takes pole on day’s last run , loan. (more)

5 Things Your Loan Officer Should Tell You-Part 5
Finally, whether purchasing or refinancing, once your loan is approved, your loan officer should confirm your loan commitment from the lender and provide you with a closing date. If you are purchasing, the date set is the day the loan . home loan for your personal circumstances. Evolution of the UK Mortgage Market The UK is often referred to as having the most sophisticated mortgage market in the world. A wide variety of mortgage items are now available from dozens of lenders where only a few lend. (more)

SEC plan would make mutual fund info easier to read
The Securities and Exchange Commission issued a proposal Thursday designed to improve mutual fund disclosures and make prospectuses .

SEC plan would make mutual fund info easier to read”>(more)

Debt consolidation loans can they help you? By J Tillotson
If you’re finding it hard to budget for multiple payments for different loans each month, a consolidation loan may be your answer. It will transform all those payments into one single payment which is much easier to keep track of. consolidation-loans—can-they-help-you-/376419″ title=”Debt consolidation loans can they help you? By J Tillotson”>(more)

Standard of non-bank loans strong in NZ
Credit ratings agency Standard & Poor’s which monitors loans underpinned by residential mortgage-backed securities (RMBS) found that the proportion of such loans in arrears for more than 30 days fell to one of its lowest points in more than three years. Over the September quarter arrears in "prime" loans to people with strong credit histories dropped to 1.78 percent from 1.86 percent at the end of June. (more)

What is a Charge-Off? By Chane Steiner
A charge-off is a debt that is deemed uncollectible by the original creditor and is subsequently written off. Charge-offs are classified as ‘bad debts’ on the creditors income statement and are removed from the balance sheet. (more)

A Guide To Stepped Mortgages By
With interest rates on the rise property owners are searching for ways to save cash on their mortgages. Monthly repayments have been steadily growing due to a gradual increase in the Bank of England base rate and those on variable rate mortgages are feeling the pinch.With regards to interest rates, there are two types of mortgages variable rate and fixed rate. The interest rate attached to variable rate mortgages, and therefore the repayments due each month, fluctuates. (more)

Modest Recovery for Existing Home

Modest Recovery for Existing Home

This update is from The National Assocation of Realtors Link to story and more information For more information, contact: Walt Molony, 702/691-8592, wmolony@realtors.org Modest Recovery for Existing-Home Sales in 2008 as Credit Crunch Subsides LAS VEGAS, November 13, 2007 - A modest recovery for exi.

Read the full post from Nanci’s Journal

Tags: Economic News

via Blogdigger blog search for loans.

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U.S. pushes for home loans fix (San Jose Mercury News)
WASHINGTON - A government proposal to freeze interest rates on millions of loans made to risky borrowers reflects political and financial realities of the housing market crisis, analysts say. (more)

Having a crappy few days
The cold, miserable weather we are having is making me cold and miserable as well.

It doesn’t help that I am being asked to do something at my “office” that I have issues with. I plan on quitting the “office” job in May, but this is making me want to quit NOW.

I am also irritated. (more)

Reflections On Writing A Book
What an stunning journey it has been. Writing I Was Broke. Now I am Not has been so worth the time and effort!

For those of you out there who have ever thought about writing a book, I thought I would share some things I have learned.

* You will not sit down and write the entire book at one time.

* Writing the book was the easy part.. (more)

Dinner
How do you top the other 2 “meals” I had today? How about with a cucumber and .25 cup of walnuts. Add two dates and it is . .
NOT ENOUGH! Oh well, there’s always tomorrow,
Not for food of course but for the hope that my stomach will. (more)

Fed loans banks one more $30 billion to keep credit flowing
The Federal Reserve, still fighting the credit crunch, said Tuesday that it has auctioned an additional $30 billion in loans to commercial .

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Secured unsecured loans help what seems obscure
Securing a financial assistance as of a loan is considered to be the standard way of borrowing money from a bank, building societies, commercial institutions, high street lenders, or professional loan c. secured loans help what seems obscure” href=”http://www.goarticles.com/cgi-bin/showa.cgi?C=680057″>(more)

Online Forex Trading: What Kind of Forex Broker Should You Look For? By Peter Halpin
This article explores the important features you should look for when considering which online forex trading platform to use. Investing your hard earned money with the right one can make all the difference to your forex trading experience. Forex-Trading–What-Kind-of-Forex-Broker-Should-You-Look-For-/371912″>(more)

How Much Term Life Insurance Should I Buy? By Sharon Taylor
Term life insurance is an important part of the financial planning process. It serves to provide financially for all of the loved ones in your family should you happen to pass away unexpectedly. But one of the important things that people do not put enough consideration into is how much coverage is actually enough. (more)

Secured homeowner loans - alleviate your worries
Do not worry if your loan application has been rejected due to bad credit. It is quite possible that you may have a good earnings and a fair repayment capacity but still the lenders are rejecting your l. (more)

CNBC’s Street Signs Recap Oct. 19th
The show started with Erin Burnett discussing the call for a global recession with Julian Robertson of Tiger Management. Volatile markets worry investors. Steve Romick gives advice such as investing with trust, and to not just play the market. Rio Tinto (RTP) CEO was next, discussing the global economy. Rio Tinto is in the process of largest mining acquisition, of Alcan. Believes they should invest in technology to help mining industry. He does not believe there will be an upcoming recession. Oil prices are down today, but still worrying investors. John Kilduff was next, and discussed the effects of inflation on commodities such as crude oil. Dow down for fifth straight season, worst since week ending July 28^th. Julian Robertson was back on discussing international internet plays. Recommends NHN holdings and Yahoo Japan. Discussed corn ethanol, and the related costs, should not be considered as an investment. Bob Pisani of CNBC News discussed global bulls vs. U.S bears.
Bond Report: Rick Santelli of CNBC News and Robert Sinche of Bank of America discuss the pros and cons of the dollar getting “trashed” in comparison to other currencies. Import prices are up, but export prices are down. Brief discussion of the end of the Joe Torre era was next. The looney, autos and the global economy was the next topic with Don Walker of Magna Vehicle Supply Production. Many of their locations are in Canada, highest revenues are from Europe. Almost 25% of revenues are from Canada. Expansion into Russia is up next for Magna. Advice from Todd Leone from Cowen and company, and Jeffery Saut from Raymond James indicates a nerve racking weekend for the market. They recommend staying away from Caterpillar. (CAT)

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Tech stocks no longer above the fray; Nasdaq feels pain
Tech, which had been relatively immune to problems caused by the credit crunch and the weak dollar, is startning to feel the .

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Credit Card Advance By DianaS
Credit card advances is a feature offered to credit card holders to provide them with necessary credit in cash, in times of dire emergencies. (more)

Geico Low Rates and Affordable Coverage - Is It Really True? By Adam Hefner
It is very important to research the multitude of car insurance companies when choosing an insurance company for yourself. One of the more popular companies is Geico Car Insurance. (more)

Cash Loans UK - Instant Money For Emergency
If you’re a resident of the UK, and require some urgent monetary help, then you can take it instantly if you are willing to explore the opportunity that your employment status provides. Instead of ge. (more)

The Optimal Wealth Building Strategy By Sandra Simmons
The Optimal Wealth Accumulation System - helps you to build long lasting wealth. (more)